Identification: Identify yourself. You will be asked standard questions about your identity (name, address, phone number, etc.)
Confirmation: Confirm Information. Did you make any mistakes? If no, continue to the next page. Otherwise, click the Back button and make the necessary changes.
Security Check:
Are you really you? You will be asked a few multiple choice questions which only you could know. These questions are based on your credit information from various credit bureaus.
Approved or Declined:
If your application is approved, you will be asked to create a login name and password. Please make note of your user ID and password, as well as your PIN. If your application is denied, follow the instructions provided for further options.
Micro-Deposit Confirmation:
A small deposit will be made to your checking account 2-3 banking days after you open your account. Once you have received it, you must login to your PINdebit account and verify the amount that was deposited to your bank account. You may do so by clicking on "FUNDING ACCOUNTS " on the menu to the left of the screen. You will see a CONF link, next to the bank account you've selected. This will open the interface that allows you to enter the amount of the deposit to your account. If the amount entered is correct, you will have successfully confirmed the initializing of your bank account. Please note that if you enter the wrong amount three times incorrectly, your account will be voided.
Transfer Funds: Now you need to add value to your PINdebit™ Card from your checking account.
Confirm Transfer Information: Review your transfer information. You can edit your information by clicking Back. Funds will be transferred to your PINdebit account in 2-5 banking days.
